Press Release

Circle Bank Publishes Annual Corporate Social Responsibility Report

Comprehensive Report is Only One Produced by a Community Bank In SF Bay Area

Novato, CA—March 13, 2012—Circle Bank today released its second annual Corporate Social Responsibility report, making it the only SF Bay Area regional community-based financial institution to comprehensively report its activities, statistics and commitment to social responsibility.

“As community bankers and as a local business, we believe that our customers have the right to know how we operate and the degree to which we fulfill our obligations to the communities that we serve,” said Kim Kaselionis, CEO/president. “We report how we do business and what we stand for because it is the right thing for a community bank to.

“We are proud to serve as a community bank role model and encourage other financial institutions to be as transparent.”

The 32-page report, compiled under the direction of Circle Bank senior vice president Alan Gaul, provides information for 2011 about employment, contributions, community activities and policies and procedures which relate to governance and regulatory requirements.

“We have provided an even more comprehensive report this year,” said Gaul. “And we are particularly proud that this report comes on the heels of our 50th consecutive profitable quarter, which we celebrated by donating 50,000 pounds of food to the food banks which serve Marin, San Francisco and Sonoma counties as well as four others in our region.”

The report is available online at www.umpquabank.com or by calling the branch manager at each of the Bank’s six locations.  In 2011, the Bank was ranked as the largest financial donation contributor per employee in the North Bay by the San Francisco Business Times.

About Circle Bank

Circle Bank (www.umpquabank.com), a wholly-owned subsidiary of Circle Bancorp, is a full-service bank, providing a broad range of financial services to consumers and businesses.  It is headquartered in Novato, with branches in Corte Madera, Petaluma, San Rafael, Santa Rosa and San Francisco’s Noe Valley. The Bank had total net assets of $316.7 million as of the quarter ending December 31, 2011.

Certain of the statements contained herein that are not historical facts are forward-looking statements within the meaning of the Private Securities Litigation Reform Act.  Forward-looking statements are typically identified by words or phrases such as “believe,” “expect,” “anticipate,” “intend,” “estimate,” “target,” “plans,” “may increase,” “may fluctuate,” “may result in,” “are projected,” and similar expressions.  The Bank’s actual results may differ materially from those included in the forward-looking statements.  These forward-looking statements involve risks and uncertainties including, but not limited to, the economic, business, and real estate market conditions in the Bank’s market areas, the interest rate environment, competition, regulatory and legislative actions, the possibility that the Bank will not be successful in achieving its strategic objectives, the performance and contributions of employees and directors, and other factors.  The Bank does not undertake, and specifically disclaims any obligation, to update any forward-looking statements to reflect occurrences or unanticipated events or circumstances after the date of such statements.